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Quali saranno le strategie e i trend d'investimento IT delle Compagnie per il 2012?

Partendo dalla raccolta premi il barometro dell'Ania, volge al variabile: il 2011 prevede infatti una raccolta complessiva pari a 122,292 miliardi di euro, -2,9% rispetto al 2010. Il calo dovrebbe essere prodotto dal comparto vita, previsto in flessione del 5%; i rami danni, invece, dovrebbero aumentare del 2,4%.

Se tutto questo non è sufficiente per qualificare la situazione attuale in termini problematici, basterebbe sottolineare che i mercati finanziari, nel corso del primo semestre, sono apparsi molto perturbati dalla crisi debitoria di diversi Paesi europei. Crisi che riflette i suoi effetti sugli stock obbligazionari posseduti da molte imprese.

Un quadro che esprime la convinzione che il settore assicurativo italiano dovrà impattarsi con un nuovo modo di lavorare, proiettato all'innovazione e alla corsa verso l'efficienza delle strutture massimizzando le sinergie finanziarie e la semplificazione organizzativa. Continua

Enjoy!
Elena Pistone MKTG & Communication Manager


  • Survey Shows the European Non-Life Policy Administration System Market Is Growing, but Challenges Remain
  • Juergen Weiss | Kimberly Harris-Ferrante
  • 27 May 2011
  • The market for non-life policy administration systems in Europe is highly fragmented, with more than 50 vendors competing in this segment and most operating in a single- or few-country model. The market experienced growth in 2010, with most vendors winning, on average, 2.2 new deals. However, there are still gaps for solution buyers wanting Pan-European, software as a service (SaaS) and modular solutions.
Key Findings
  • Half of the vendors offering non-life policy administration systems in Europe considered 2010 a better year than 2009, and more than one-third of the software providers reported bigger deals than in the previous year.
  • More than two-thirds of the vendors encountered long purchasing cycles of nine months or longer, with European non-life insurers requiring more top management approvals before selecting a new policy administration system.
  • Only 26% of the surveyed vendors were able to add more than three new customers to their portfolio in 2010, which implies that the market environment won't be sustainable for most vendors in the midterm.
  • The European vendor market is highly fragmented, with often less than three software providers having customer references in a country. This is unlikely to change a lot in the future, since less than 20% of the vendors see geographical expansion as a cornerstone of their strategy.


Recommendations

Non-life insurers should:

  • Create detailed functionality and solution checklists to guide vendor comparison, including geographic footprint, local functionality needs, hosting/delivery model, and breadth of functionality (for example, policy management modules versus policy administration suite).
  • Thoroughly compare the terms and conditions of policy administration software vendors, since licensing models vary considerably and because vendors are open to renegotiation – especially in markets with many competitors.
  • Carefully do technical and financial due diligence when signing new contracts for policy administration, as Gartner expects that the market will shrink in the next three years, with some vendors exiting the market, selling policy systems or merging/being acquired.

RGI Content

  • La Compagnia Digitale
  • Da quello che si può notare sul mercato in questi ultimi mesi, la declinazione di nuove strategie dell'area IT si sta traducendo nella definizione di un nuovo paradigma, quello della "Compagnia Digitale".